It is very important to have the proper insurance on your investment property. The best thing to do is initially contact your homeowners insurance agent and ask if they can write policies for “fire/ dwelling and liability insurance” in Texas. If your current insurance company cannot provide coverage or if you want to shop for a different quote we recommend you contact Debbie Neal with Farmers Insurance here in North Texas. She specializes in writing policies on investment properties and will provide you the same high quality of service she provides BVC and our clients. Here phone number is 972-471-344 and e-mail is This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

Regardless of the insurance company you select we suggest taking the following items into consideration for your policy:

1. water coverage
2. loss of rent
3. replacement value
4. liability coverage
5. deductible

If you own several properties, we also recommend exploring the option of getting a commercial general liability policy. This makes sense when you either have a high net worth, own properties in multiple states, or own a lot of real estate.